First time home buyer in Baton Rouge area?
First of all congratulations!!! Buying a home for the first time is a very exciting time, but at the same time can be very intimidating. Hopefully this guide will assist you in your home buying process.
Find a good REALTOR - A good REALTOR worth his or her salt is one of the most valuable assists a new home buyer can have. A REALTOR will assist you not only in finding that new home, but will also assist you throughout the entire process. The home buying process is a process of elimination taking time finding the perfect home, but also includes other areas such as negotiation, obtaining financing, and home inspection to name a few. An experienced REALTOR will be able to assist you in these areas where your experience may be lacking.
Ask plenty of questions - Buying a home is one of the biggest financial decisions you will ever make in your life. If there is something that you do not understand, ask someone who has the experience and expertise in that area. Something that is not understood could cost you. Make sure that you understand everything so that you can make the best informed decision possible.
Get to know financing -There are many different financing options for home buyers from 0% down Rural Development loans to 5% down conventional loans. Make sure you ask plenty of questions that will help you better understand mortgage financing.
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